BKR registration now also in red at your bank. I wrote earlier about the fact that when taking out a mobile subscription in combination with a ‘free’ phone, a bkr registration will apply. Now it’s also the turn of millions of people who are allowed to stand at the bank. The government has also opted to include small loans that previously did not come up for a credit application for the purpose of obtaining a revolving credit. This will also affect the amount of a mortgage. How do you get rid of this? Actually it is very simple, read on for the entire story.
It is therefore made very easy for you to be red at your bank. Nowadays, every self-respecting bank has an app where you can arrange most financial matters yourself. It all sounds nice, but arranging a small credit by simply indicating online that you would like to be in the future will be made very easy. For that entire online banking you still had to go to a bank, fill in the form, and then just wait and see if it would be approved. That, of course, was a threshold to do. Now you just do this at home and you don’t have to talk to anyone anymore.
BKR registration now also in red at your bank
Previously it was not mandatory for financial institutions not to report amounts up to 500 euros to the bkr, but this will now change. It all seems not so bad, but when applying for a mortgage you better take it into account. Now that the mobile subscription is also taken into account in the assessment of a new credit, more and more hidden small debts are emerging.
How do you get rid of it?
Very simple to get rid of your red balance, just cancel and clear your balance until you are no longer red. By the way, maintaining a negative balance at any bank is very expensive and is a great way for large banks to generate income. It is wiser to take out a separate credit such as a revolving credit if you need money. You are currently paying a laughable low interest on this and this can save you a lot of money every month.